Bills, Taxes & Expenses

5 Business Expenses You Can Live Without

A list of five money saving ideas for the average small business owner.
Developing Your Employee Benefit Program

As a small business owner, your employees are among your most important assets. Their skills are only as valuable as their loyalty to your company over another employer that might draw them away.
Why You Do Not Need to Pay Self Employment Taxes to HMRC

If you're self employed but not yet turning a profit, there is no need to pay the UK Class 2 National Insurance Contributions (NICs).
How Should Your Brick and Mortar Business Process Payments?

When running a brick and mortar business that is selling products, every manager and owner is looking for the cheapest ways to process payments. Percentages are high and as a business owner, every tenth of a percent is vital.
Save Money By Declaring Your Business Premises Does Not Need a TV Licence

Those of you in the UK running a small business either from home or an office can save money by not purchasing a BBC licence fee. You'll be saving a paltry sum of £145.50 but if your business is not yet profitable this money can instead be used for something more useful.
Invoice Finance: How to Borrow Against Customer Bills

Invoice Finance is a service offered by a range of financial organisations to help businesses plan and manage their cash flow more effectively.
Working Tax Credits Entitlement for the Self Employed

If you live in the UK, are aged 25 or over, work at least 30 hours a week and are on a low income you qualify for government benefit payments known as Tax Credits. You may also qualify if you have a child.
Finance Apps: Could They Benefit You?

Are you looking to get your bank balance in order throughout 2013? If so, a finance app or two might be just what you need.
Top Tips for Businesses Looking to Save Energy This Winter

With the short, and not to mention cold, winter days having well and truly taken hold, businesses up and down the country will be noticing significantly higher energy bills, with lights and heating being used a lot more often.
Corporate Website - DIY or Outsource?

There’s no question about it: a website is essential for any business. If you don’t exist on the web, it’s like you don’t exist at all.
3 Tips for Cutting Small Business Expenses

To make money you need to spend money; running a small business incurs all sorts of costs from paying staff salary to purchasing shipping supplies.
Save Those Receipts!

Keeping records of business expenses by saving your receipts need not be the headache we imagine. Setting up a simple Excel spreadsheet and religiously entering your monthly outgoings shows how the business is performing in terms of costs vs. sales.
A Beginner's Guide to Insurance

When it comes to insurance, it’s important to know what’s what. With over half of the UK owning a smartphone, it’s clear that we value an expensive possession, and so it’s essential to know that our contents can be protected in case the unfortunate occurs.
The Pedlar's Certificate: Get Licenced to Sell Goods on the Move

Selling door to door requires a pedlar’s licence, and though it may be tempting to avoid the fee and plead ignorance in the event of a reprimand by the authorities, it is better to come up with a business plan and factor in the costs of obtaining the licence.
Save Cash: Don't Pay the BBC Licence Fee

The BBC Licencing agents cannot enter your home unless you invite them in. Even if they do threaten you for not having a BBC licence, it doesn't matter, as it's only required if watching or recording live TV.
Skype: Free PC-PC Calls Through Your ISP

VoIP (Voice over Internet Protocol) is a technology allowing totally free PC-PC phone calls or cheap PC-landline calls through your internet connection. Having an unlimited download rate with your ISP means VoIP really does save you money.